Taxation
A Seachange tax specialist will ensure that your tax position is the best it can be.
We pride ourselves on being highly qualified, with our advisers not only trained in taxation, but having degrees in accounting also.
We can assist you in the following:
- Personal tax
- Small Business tax
- Tax Planning
- Rental and Investment Properties
Method of getting your tax done
- Mail
- Email
- Drop in
- Direct Appointment
For all methods, please complete the attached Tax Return Check-list found Checklist 2011
Find our email, address, phone number and contact information here
Financial Planning
Oakwood Financial Group is a one stop lifestyle financial advisory business encompassing a broad package of investment and wealth creation strategies. They offer personal financial planning advice for people at all stages of their lives, from wealth creation through to retirement planning.
Oakwood’s aim is to work together with you to develop a financial strategy that is personal to your needs and provides you with the financial security and stability you desire. They strive to help you create and protect your wealth, so you can achieve your personal financial goals. It is about making the most of your wealth and ensuring that your financial plan leaves you with no regrets in life.
Oakwood Financial believe that Financial Planning is helping people achieve their lifestyle goals. They provide financial advice on a fee for service basis, not commissions and strive to achieve a high quality experience for all clients with emphasis on professional and specific advice for each client, and their unique needs and objectives.
They can assist you in the following:
Retirement & Superannuation Planning
- Rollover & Contribution Strategies
- RBL Strategies
- Income Streaming (Allocated & Complying Pensions)
Estate Planning
- Wills
- Powers of Attorney
- Trusts
Self Managed Super Funds
- Setup & Deed Advice
- Insurance Planning
- Estate Planning
Wealth Accumulation
- Gearing Strategies
- Investment Property Strategies
Cashflow Management
- Debt Management
- Budgeting
- Income Planning
- Salary Sacrificing/Packaging
Portfolio Management
- Managed Funds
- Margin Loans
- Direct Shares
- Fixed Interest
- Superannuation
Centrelink Planning
Disablement Planning
Corporate Superannuation
Redundancy Planning
following services are provided through our strategic alliances
Legal Advice
- Legal Advice
- Testamentary Trusts
- Conveyancing – Commercial & Residential
Financing
- Motor Vehicle Lease and Hire Purchase
- Rental Finance
- General Equipment Finance
Investment Properties
Property has been a popular route to wealth for many Australians for many years, and if sensibly done, it can have many attractions. It has the double potential to generate capital growth as well as rental income. And it has the other upside of being claimable as a deduction off your income even if the property doesn’t put money directly into your hands each week.
While there are no “sure-ways” to make money, property prices have been a relatively stable asset in Australia. And with proper advice and finance, you can be in a strong position to create wealth.
We can assist you in the following:
- Examining your potential to service a loan
- Sourcing finance from mortgage brokers
- Tax planning your position to ensure the highest tax refund
Insurances
Risk management refers to the action taken to minimise or eliminate the possibility of loss. When looking at your personal situation, there is a need to evaluate your personal assets and protect them appropriately. Any financial plan must incorporate a risk management recommendation or it is inadequate.
Should something of an adverse nature happen to you, and thus your ability to produce income, you and your family would suffer. You may find it necessary to sell assets, such as the family home, which would have a substantial impact on your wealth creation for retirement. It would also have an impact on future generations of your family.
The fundamental reasons for putting prudent risk management practices in place are;
- To ensure the future lifestyle of you and your family
- To help repay or minimise any outstanding liabilities or debt
- To ensure that you do not have to have a ‘fire-sale’ of assets
- To give you or your family the financial means to get the best assistance if required
- To provide you with peace-of-mind
You should aim to have enough insurance to cover all large debts and provide your family with a lump sum that they can invest to earn an income. It is also important that your income be protected to ensure your cashflow needs and loan repayments are met in the event of temporary disablement. By setting in place appropriate insurance, should anything happen to you, you will still be able to achieve your goals.
Business Advice
Business Advice
While most people know they can receive tax and financial assistance from an accountant, at Seachange we also fill the role as business advisers. We work with you to anticipate changes in your sector and plan for survival and growth.