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	<title>Seachange Group</title>
	<link>http://www.seachangegroup.com.au</link>
	<description>Taxation and Financial Planning in Terrigal, NSW</description>
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		<title>ATO refund delays &#8211; updated</title>
		<description><![CDATA[We have been in constant contact with the ATO, and unfortunately as a result of continuing problems from the systems upgrade the ATO implemented late last year, the waiting time for refunds is up to 30 days. To all our clients, we will do the best we can to ensure the most timely refund to [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2010/07/23/ato-refund-delays-updated/</link>
			</item>
	<item>
		<title>2010 Tax Return Checklist</title>
		<description><![CDATA[Here is the 2010 Tax Return Checklist to assist in the preparation of your 2010 Tax Return. Tax Return Checklist 2009/10]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2010/07/01/2010-tax-return-checklist/</link>
			</item>
	<item>
		<title>2010 Budget</title>
		<description><![CDATA[. SUMMARY OF KEY ANNOUNCEMENTS Individuals will only need to include 50% of interest income of up to $1,000 from certain investments in their tax return. Taxpayers will have the option to claim a standard deduction of $500 in 2012/13, increasing to $1,000 in 2013/14. The maximum co-contribution matching rate and payment amount will remain [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2010/05/12/2010-budget/</link>
			</item>
	<item>
		<title>Henry Review</title>
		<description><![CDATA[Henry Review Superannuation contribution will grow from 9%to 12% by 2020 which will be phased in over seven years starting in 2013 Company tax to be cut to 28 per cent in 2013/14 Workers who earn under $37,000 will get up $500 a year from the Government, effectively canceling out any tax these workers pay [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2010/05/03/henry-review/</link>
			</item>
	<item>
		<title>ATO Refund Delays</title>
		<description><![CDATA[The ATO has experienced significant delays on hundreds of thousands of tax returns. This is due to new &#8216;system upgrades&#8217; that have been undertaken over the Christmas period. As a result, if you have submitted your tax return after late November 2009, you may experience delays in receiving your refund. For more information on this, [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2010/04/20/ato-refund-delays/</link>
			</item>
	<item>
		<title>Education Tax Refund</title>
		<description><![CDATA[  The Education Tax Refund (ETR) is a new government initiative to help with the education costs for children in primary and secondary school.   The ETR started on 1 July 2008. If eligible you may be able to receive up to $375 for each primary school student and up to $750 for each secondary [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2009/07/14/education-tax-refund/</link>
			</item>
	<item>
		<title>Small Business &amp; General Business Tax Break &#8211; Additional Upfront Tax Deduction for Asset Purchases</title>
		<description><![CDATA[  The Australian Government has now legislated the Small Business and General Business Tax Break. Businesses will now be entitled to an additional upfront tax deduction for qualifying asset purchases if they pass certain requirements. This is on top of the usual capital allowance depreciation (or pooling) amounts claimed.    Requirements for Small Businesses (annual turnover of [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2009/06/22/small-business-general-business-tax-break-additional-upfront-tax-deduction-for-asset-purchases/</link>
			</item>
	<item>
		<title>Medicare Levy Surcharge Changes</title>
		<description><![CDATA[  The thresholds for the Medicare Levy Surcharge (MLS) have changed for the 2009 and future tax years.   You will be charged a surcharge if you are;   - an individual earning more than $70,000 year in Taxable Income; or - a couple earning more than $140,000 a year in Taxable Income.     It [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2009/06/22/medicare-levy-surcharge-changes/</link>
			</item>
	<item>
		<title>Superannuation Income Streams &#8211; 50% Reduction in Minimum Payments</title>
		<description><![CDATA[  As a result of the downturn in financial markets, the Government has announced a 50 per cent reduction in the minimum drawdown requirement for account based pensions for the 2008-09 financial year. This will apply to account-based Allocated Pensions including Transition to Retirement and Term Allocated Pensions.    This change may allow you to keep [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2009/06/22/superannuation-income-streams-50-reduction-in-minimum-payments/</link>
			</item>
	<item>
		<title>2009-10 Budget Proposals for Super &#8211; Salary Sacrifice Arrangements Impacted</title>
		<description><![CDATA[  It has been proposed that from the 2010 financial year onwards the annual superannuation deduction limits would be halved from 2009 levels and then indexed annually.   If passed/legislated this would mean;   - Individuals under age 50 could only make concessional (tax deductible) contributionstotalling $25,000 per year (indexed); - Individuals over age 50 [...]]]></description>
		<link>http://www.seachangegroup.com.au/index.php/2009/06/22/2009-10-budget-proposals-for-super-salary-sacrifice-arrangements-impacted/</link>
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